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Huffaker had sex with wife of his patient, Mazza. Mr. Mazza sued & won. He then
sued to make Insurance co. pay everything including punative damages, Ins co
fought. Court said language of contract said "all damages," this meant punitive
as well. Case hinges on technical wording, ie, exact phrases, Dr. did not intend to cause
harm, was negligent. Vague insurance policy is "always decided in favor of
INSURED."
(see Aetna v. McCabe.)